Pricing

Choose your PrepToPay plan.

Payroll, benefits, and reference support for certification candidates and working professionals.

14-day trials on FPC, CPP, and Benefits. Reference starts paid. Cancel anytime. Your first paid charge is covered by our 7-day satisfaction guarantee.
Reference
PrepToPay Reference
Tools for working payroll pros.
$
9.99
/ month
or $99.99 / year (save 17%)
  • AI payroll reference assistant
  • 2026 rate card
  • Payroll calculators
  • Compliance calendar
  • Concepts library
Subscribe — $9.99/mo
FPC Exam Prep
PrepToPay FPC
Entry-level certification prep.
$
19.99
/ month
or $199.99 / year (save 17%)
  • 500+ FPC practice questions
  • 228 FPC lesson units
  • Mock exam & domain drills
  • Spaced-repetition flashcards
  • AI Exam Coach
  • Progress tracking
  • Everything in Reference
Start FPC Trial
Benefits Study
PrepToPay Benefits
Benefits, retirement, and CEBS-path support.
$
29.99
/ month
or $299.99 / year (save 17%)
  • GBA and RPA study workspace
  • Course-aligned lessons and practice
  • Mock exam and review modes
  • Benefits glossary and reference lookup
  • Benefits Coach
  • Progress and credit-ready records
  • Optional digital study guide packs
Start Benefits Trial
Billed monthly.

Which plan should I choose?

Reference

Choose Reference if you already work in payroll and want current-year tools and AI reference help — no exam prep needed.

FPC

Choose FPC if you are preparing for the Fundamental Payroll Certification. No prior payroll experience required.

CPP

Choose CPP if you are preparing for the Certified Payroll Professional exam. Requires 3 years of payroll experience and covers multistate, equity, and global topics.

Benefits

Choose Benefits if you are studying employee benefits, retirement plans, GBA/RPA topics, CEBS-path content, or total rewards concepts.

Pricing FAQ

Common questions about plans, billing, and access.

Is there a free trial?+
Yes. FPC, CPP, and Benefits plans include a 14-day free trial. Enter a card at checkout and we won’t charge it during the trial. Cancel any time before the trial ends and you won’t be charged. The Reference plan starts paid and does not include a trial.
Can I cancel anytime?+
Yes. Cancel any time from your account settings. No cancellation fees, no long-term commitments. If you cancel a monthly plan, you keep access until the end of the billing period.
Can I switch plans?+
Yes. You can upgrade or downgrade between any plan at any time from your account. Changes take effect at the next billing cycle.
Do you offer a refund?+
Yes. If PrepToPay is not the right fit after your first paid charge, email support@preptopay.com within 7 days and we will refund that payment. Refunds are issued to the original payment method and may take a few days to appear, depending on the card issuer. The guarantee covers your satisfaction with PrepToPay, not exam results.
Is this only for certification candidates?+
No. Many subscribers are not pursuing a credential. The Reference plan — rate cards, calculators, compliance calendar, and AI reference assistant — is built for working payroll professionals who want current-year tools on the job.
Can I use it on mobile?+
Yes. PrepToPay is available as a native app on iOS and Android. Download it free from the App Store or Google Play. You can also use it in any browser on your phone, tablet, or computer.

Ready to start?

14-day free trials on FPC, CPP, and Benefits. No commitment required.