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FPC & CPP · Payroll Reference · AI Assistant

FPC CPP Exam Prep.
Pass the Exam. Keep the Tool.

FPC CPP exam prep with current-year payroll calculators, rate cards, and compliance references. Useful before, during, and after certification.

14-day free trial · Cancel anytime

CPP
Question bank reviewed by a certified professional CPP & SHRM certified · Built for the 2026 exam cycle
Mobile App
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1,200+
Exam Practice Questions
6+
On-the-Job Tools
7
Domains Covered
From $9.99
3 Plans · Cancel Anytime
Who It's For

FPC CPP Exam Prep — For Everyone Who Touches Payroll

Studying for a credential, already certified, or just doing the work -- PrepToPay has something useful for you right now.

📋

FPC Candidates

No experience required. 500+ practice questions across all 7 domains, timed mock exams, and plain-English explanations so you understand the material, not just the answer.
🏆

CPP Candidates

The CPP demands real depth. The question bank follows the 2026 KSA framework and was reviewed by CPP-credentialed payroll professionals. Built to match what the exam actually tests.
💼

Payroll Professionals

No certification required to get value here. The current-year rate card, gross-up and garnishment calculators, deposit schedule, compliance calendar, and AI assistant are useful tools for anyone working in payroll.
What's Inside

Exam prep and a reference desk in one place.

Every tool pulls double duty. Useful while you study, and still useful when you are back at your desk on Monday.

📝

Practice Quiz Engine

Randomized 50-question sessions, full mock exams, domain drills, and weak spot targeting. Full explanations on every question so you understand the why, not just the answer.
🃏

Flashcard Deck

500 cards with flip animation, Got It / Still Learning tracking, and domain filters. Your weakest areas rise to the top automatically.
💵

2026 Rate Card

Figures current as of April 2026
FICA rates, FUTA, retirement contribution limits, FSA and HSA caps, state SDI, and more. All updated for the current tax year.
🧮

Payroll Calculators

Gross-up, garnishment, and deposit schedule tools. Useful for checking your work on the job and for walking through exam scenarios.
🤖

AI Payroll Assistant

Ask any payroll question and get a clear answer instantly. Handles exam concepts and real calculations: gross-to-net, overtime, garnishments, tax withholding, fringe benefits, and more.
🔄

Choose Your Exam Track

Start with FPC or CPP. Each exam plan includes the Reference toolkit, and you can switch plans when your credential path changes. Reference subscribers can upgrade anytime.
Inside PrepToPay

See it in action

A clean, focused tool built for payroll professionals -- whether you are studying or working.

From inside the app · swipe →

Practice quiz screen
Flashcard screen
Study tools overview
Rate card and reference tools
AI payroll assistant

The full PayrollOrg curriculum, lesson by lesson.

7 domain courses · 51 lessons · ~24 hours of structured content. Aligned with the official content outline and current through 2026.

From inside the app · swipe →

Course catalog screen: 51 lessons across 7 PayrollOrg-aligned courses, with Domain I Core Payroll Concepts expanded
Domain II Paycheck Calculation lesson list: 9 lessons covering gross pay, federal income tax withholding, supplemental wages, and federal deposit schedules
Domain III Compliance, Research, and Resources lesson list: wage attachments, federal tax deposits, agency interactions, FMLA/COBRA/ERISA
Domain IV Payroll Process, Systems, and Administration lesson list: system foundations, security, system selection, implementation
Domain V Payroll Administration and Management lesson list: departmental procedures, customer service, SLAs, management practices
Domain VI Audits lesson list: internal controls, Sarbanes-Oxley, audit practices, data-breach reporting
Domain VII Accounting lesson list: accounting foundations, account classifications, payroll-transaction recording, GL reconciliation

FPC plan unlocks 228 of these units · CPP plan unlocks all 302.

Pricing

Choose your plan.

Three tiers. Annual saves 17%. Cancel anytime.

The nearest alternative starts at $750. PrepToPay starts at $9.99/month.

For Work
REFERENCE
$
9.99
/ month
or $99.99 / year (save 17%)
For working payroll pros
  • AI payroll assistant
  • 2026 rate card
  • Payroll calculators
  • Compliance calendar
  • Concepts library
Subscribe - $9.99/mo
Entry-Level
FPC EXAM PREP
$
19.99
/ month
or $199.99 / year (save 17%)
14-day free trial
  • 500+ FPC practice questions
  • 228 FPC lesson units, mock exam, domain drills
  • Spaced-repetition flashcards
  • Everything in Reference
Start FPC Trial
Advanced
CPP EXAM PREP
$
29.99
/ month
or $299.99 / year (save 17%)
14-day free trial
  • 700+ CPP practice questions
  • 302 CPP lesson units, mock exam, domain drills
  • Spaced-repetition flashcards
  • Multistate, equity, global topics
  • Everything in Reference
Start CPP Trial

No contracts. Cancel anytime. Billed monthly.

From Payroll Pros

What payroll professionals are saying

"The domain drill feature is exactly what I needed. I could tell within an hour which areas I was weak on and focus there instead of just grinding through every question."

FPC Candidate · Healthcare Payroll

"I use the rate card and gross-up calculator at work every week now. It's the tool I didn't know I needed until I had it."

CPP Certified · Multi-State Payroll

"I passed my FPC and kept the subscription. The rate card and calculators are faster than anything else I have open at my desk."

FPC Certified · Payroll Specialist
FAQ

Common questions

What's the difference between FPC and CPP? +
The FPC (Fundamental Payroll Certification) is the entry-level credential and requires no prior payroll experience. The CPP (Certified Payroll Professional) requires at least 3 years of payroll experience and covers more advanced topics including multistate taxation and systems. PrepToPay sells FPC and CPP as separate plans. Pick the credential you're studying for. FPC is $19.99/month, CPP is $29.99/month, both with a 14-day free trial.
How does the free trial work? +
FPC and CPP plans include a 14-day free trial. Enter a card at checkout and we won't charge it during the trial. Cancel any time before the trial ends and you won't be charged. If you don't cancel, your subscription begins at the price you selected. The Reference plan is $9.99/month with no trial.
Is the question bank updated for the 2026 exam?
Yes. The CPP question bank is built on the 2026 PayrollOrg KSA framework and reviewed by CPP-credentialed payroll professionals. The FPC bank covers all 7 domains with 500+ questions. We update rates and regulatory content as changes are published.
Can I use PrepToPay on my phone?
Yes. PrepToPay is fully mobile-responsive. Open it in any browser on your phone, tablet, or computer. No app download required.
What if I am not pursuing a certification? Is PrepToPay still useful?
Yes, and you do not need a certification at all to find value in PrepToPay. The 2026 rate card, gross-up calculator, garnishment calculator, deposit schedule, and compliance calendar are practical tools that anyone working in payroll can use on the job. Many subscribers are not pursuing a credential -- they use PrepToPay purely as a reference tool.
How do I cancel?
You can cancel any time from your account settings. There are no cancellation fees and no contracts. If you cancel during the free trial you will not be charged at all.
What do I do if my password suddenly stops working?
Use the Forgot password link on the sign-in screen. It’s instant, costs nothing, and doesn’t affect your subscription or study progress. If you still can’t get in after that, email preptopay@outlook.com and we’ll fix it.
Get Started

The payroll tool that works before, during, and after the exam.

Exam prep, reference tools, and an AI payroll assistant -- one subscription, no certification required to get value on day one.

$19.99 / month after trial · Cancel anytime

Stay Current

Exam tips. Rate updates. Free.

New payroll rates drop every year. We'll send updates when they do, plus FPC and CPP exam tips you can actually use.

Free 2026 Payroll Quick Reference Card

One page with every federal limit, rate, and key deadline. For anyone who works in payroll.

About PrepToPay

FPC CPP Exam Prep Built for How Payroll Professionals Actually Learn

FPC CPP exam prep at PrepToPay is designed from the ground up for payroll professionals — whether you are just starting out with the Fundamental Payroll Certification (FPC) or advancing to the Certified Payroll Professional (CPP) credential. Both certifications are administered by PayrollOrg, the industry body that sets the standard for payroll education in the United States.

The FPC is the entry-level credential. It covers core payroll concepts across seven domains: core payroll concepts, paycheck calculation, compliance, payroll processes and systems, payroll administration, audits, and accounting. No prior payroll experience is required, making it accessible to anyone moving into a payroll role. PrepToPay's FPC exam prep includes 500+ practice questions mapped to every domain, timed mock exams, and plain-English explanations so you understand the reasoning behind each answer — not just the correct choice.

The CPP is the advanced credential and requires at least three years of payroll experience. It goes deeper into multistate taxation, payroll systems, equity compensation, global payroll, and audit frameworks. The CPP question bank at PrepToPay is built on the 2026 PayrollOrg Knowledge, Skills, and Abilities (KSA) framework and has been reviewed by CPP-credentialed payroll professionals. With 700+ practice questions, domain drills, and structured lesson units aligned to the official content outline, it is one of the most current CPP study tools available.

Beyond exam prep, PrepToPay includes practical reference tools you can use on the job every day: a 2026 payroll rate card with every federal limit and threshold, gross-up and garnishment calculators, a compliance calendar, and an AI payroll assistant that handles real calculations and compliance questions instantly. Explore the full payroll concepts library for current-year explanations of withholding, retirement limits, benefits, and wage and hour rules — all cross-checked against IRS, SSA, and DOL source material.

FPC CPP exam prep practice quiz screen showing domain drill questions in PrepToPay
From Payroll Pros

What payroll professionals are saying

"The domain drill feature is exactly what I needed. I could tell within an hour which areas I was weak on and focus there instead of just grinding through every question."

FPC Candidate · Healthcare Payroll

"I use the rate card and gross-up calculator at work every week now. It's the tool I didn't know I needed until I had it."

CPP Certified · Multi-State Payroll

"I passed my FPC and kept the subscription. The rate card and calculators are faster than anything else I have open at my desk."

FPC Certified · Payroll Specialist
FAQ

Common questions

What's the difference between FPC and CPP? +
The FPC (Fundamental Payroll Certification) is the entry-level credential and requires no prior payroll experience. The CPP (Certified Payroll Professional) requires at least 3 years of payroll experience and covers more advanced topics including multistate taxation and systems. PrepToPay sells FPC and CPP as separate plans. Pick the credential you're studying for. FPC is $19.99/month, CPP is $29.99/month, both with a 14-day free trial.
How does the free trial work? +
FPC and CPP plans include a 14-day free trial. Enter a card at checkout and we won't charge it during the trial. Cancel any time before the trial ends and you won't be charged. If you don't cancel, your subscription begins at the price you selected. The Reference plan is $9.99/month with no trial.
Is the question bank updated for the 2026 exam?
Yes. The CPP question bank is built on the 2026 PayrollOrg KSA framework and reviewed by CPP-credentialed payroll professionals. The FPC bank covers all 7 domains with 500+ questions. We update rates and regulatory content as changes are published.
Can I use PrepToPay on my phone?
Yes. PrepToPay is fully mobile-responsive. Open it in any browser on your phone, tablet, or computer. No app download required.
What if I am not pursuing a certification? Is PrepToPay still useful?
Yes, and you do not need a certification at all to find value in PrepToPay. The 2026 rate card, gross-up calculator, garnishment calculator, deposit schedule, and compliance calendar are practical tools that anyone working in payroll can use on the job. Many subscribers are not pursuing a credential -- they use PrepToPay purely as a reference tool.
How do I cancel?
You can cancel any time from your account settings. There are no cancellation fees and no contracts. If you cancel during the free trial you will not be charged at all.
What do I do if my password suddenly stops working?
Use the Forgot password link on the sign-in screen. It’s instant, costs nothing, and doesn’t affect your subscription or study progress. If you still can’t get in after that, email preptopay@outlook.com and we’ll fix it.
Get Started

The payroll tool that works before, during, and after the exam.

Exam prep, reference tools, and an AI payroll assistant -- one subscription, no certification required to get value on day one.

$19.99 / month after trial · Cancel anytime

Stay Current

Exam tips. Rate updates. Free.

New payroll rates drop every year. We'll send updates when they do, plus FPC and CPP exam tips you can actually use.

Free 2026 Payroll Quick Reference Card

One page with every federal limit, rate, and key deadline. For anyone who works in payroll.

FPC CPP exam prep resources on this page include practice questions, study tools, and 2026 reference materials for both the FPC and CPP payroll certification exams.

About PrepToPay

FPC CPP Exam Prep Built for How Payroll Professionals Actually Learn

FPC CPP exam prep at PrepToPay is designed from the ground up for payroll professionals — whether you are just starting out with the Fundamental Payroll Certification (FPC) or advancing to the Certified Payroll Professional (CPP) credential. Both certifications are administered by PayrollOrg, the industry body that sets the standard for payroll education in the United States.

The FPC is the entry-level credential. It covers core payroll concepts across seven domains: core payroll concepts, paycheck calculation, compliance, payroll processes and systems, payroll administration, audits, and accounting. No prior payroll experience is required, making it accessible to anyone moving into a payroll role. PrepToPay’s FPC exam prep includes 500+ practice questions mapped to every domain, timed mock exams, and plain-English explanations so you understand the reasoning behind each answer — not just the correct choice.

The CPP is the advanced credential and requires at least three years of payroll experience. It goes deeper into multistate taxation, payroll systems, equity compensation, global payroll, and audit frameworks. The CPP question bank at PrepToPay is built on the 2026 PayrollOrg Knowledge, Skills, and Abilities (KSA) framework and has been reviewed by CPP-credentialed payroll professionals. With 700+ practice questions, domain drills, and structured lesson units aligned to the official content outline, it is one of the most current CPP study tools available.

Beyond exam prep, PrepToPay includes practical reference tools you can use on the job every day: a 2026 payroll rate card with every federal limit and threshold, gross-up and garnishment calculators, a compliance calendar, and an AI payroll assistant that handles real calculations and compliance questions instantly. Explore the full payroll concepts library for current-year explanations of withholding, retirement limits, benefits, and wage and hour rules — all cross-checked against IRS, SSA, and DOL source material.

FPC CPP exam prep practice quiz screen showing domain drill questions in PrepToPay