FPC & CPP Exam Prep
Pass the Exam.
Keep the Tool.
Practice questions, flashcards, a 2026 rate card, calculators, and a payroll AI — everything you need to pass and a reference tool you'll use on the job.
Built by a CPP
519 Practice Questions
7-Day Free Trial
Start Free Trial →
No credit card required · Cancel anytime
519
Practice Questions
147
Flashcards
7
Exam Domains
2026
Rate Card
Two Tracks
Pick your certification path
Whether you're sitting for your first payroll certification or going for the advanced credential, PrepToPay has the question bank, flashcards, and tools you need.
ENTRY LEVEL
Fundamental Payroll Certification
FPC
No experience required. Start here.
$9.99
/ month · 7-day free trial
ADVANCED
Certified Payroll Professional
CPP
3 years of experience required.
$14.99
/ month · 7-day free trial
What's Inside
Built for the exam. Useful after it.
Every tool serves double duty — sharp enough for exam prep, practical enough to keep open at your desk.
Practice Quiz Engine
Randomized 50-question exam mode, domain drill, and weak spot drill. Full explanations on every question so you learn why, not just what.
Flashcard Deck
147 cards with flip animation, "Got It / Still Learning" tracking, and domain filters. Your weakest areas always rise to the top.
2026 Rate Card
FICA rates, FUTA, retirement limits, FSA/HSA caps, state SDI, and more. Updated for the current exam window and live payroll use.
Payroll Calculators
Gross-up with full tax stack, garnishment limits, deposit schedule lookup, and compliance calendar. Not toy calculators — real ones.
AI Payroll Assistant
Ask anything — overtime rules, withholding, state SUI, FMLA, you name it. Gets live rate data from the app's own rate card so answers are current.
Domain Breakdown
After every session, see your score by domain. Weak Spot Drill automatically surfaces the questions you missed most. Study smarter, not longer.
Real Results
What payroll professionals say
"Passed my FPC on the first try. The domain breakdown showed me exactly where I was weak — I focused there for two weeks and it made all the difference."
Sarah M.
FPC · HR Coordinator
"The rate card and calculators alone are worth the subscription. I reference them daily for live payroll — this isn't just a study tool."
Marcus T.
CPP · Payroll Manager
"Six weeks of focused study. Walked out of the exam confident. The explanation quality is better than anything else I tried."
Jennifer L.
FPC · Benefits Analyst
Simple Process
Three steps to passing
1
Pick Your Track
Choose FPC or CPP. Start your 7-day free trial — no credit card needed. Switch tracks anytime without losing your progress.
2
Study Smart
Quiz yourself, drill weak domains, flip flashcards. Every wrong answer shows you exactly why — so the concept sticks, not just the answer.
3
Pass. Then Stay.
Most subscribers keep PrepToPay after the exam. The rate card, calculators, and AI assistant are genuinely useful on the job every day.
Pricing
Simple. No surprises.
7-day free trial on both tracks. Less than one hour of overtime pay.
FPC
Fundamental Payroll Certification
$9.99
/month
7-day free trial
- 399 FPC practice questions
- All 7 domains covered
- 147-card flashcard deck
- 2026 payroll rate card
- Gross-up & garnishment calculators
- AI payroll assistant
ADVANCED
CPP
Certified Payroll Professional
$14.99
/month
7-day free trial
- 150 CPP-level questions
- All 7 domains covered
- 147-card flashcard deck
- 2026 payroll rate card
- Gross-up & garnishment calculators
- AI payroll assistant
Cancel anytime · No contracts · No hidden fees
FAQ
Common questions
What's the difference between FPC and CPP? ⌄
The FPC (Fundamental Payroll Certification) is the entry-level credential — no experience required. The CPP (Certified Payroll Professional) is the advanced credential and requires at least 3 years of direct payroll experience. Both are administered by PayrollOrg.
Do I need a credit card for the free trial? ⌄
No. Enter your email and start studying. You'll get a reminder before the trial ends so you're never surprised by a charge.
Can I switch tracks after I start? ⌄
Yes. You can switch between FPC and CPP at any time from the app. Switching resets your quiz session progress but keeps your flashcard history.
Is PrepToPay affiliated with PayrollOrg or the APA? ⌄
No. PrepToPay is an independent exam preparation service. FPC® and CPP® are registered trademarks of PayrollOrg. We use these marks for descriptive purposes only.
How current is the rate data? ⌄
The reference tools reflect 2026 rates for live payroll use and the current exam window. The rate card and calculators pull from the same data source — no manual switching needed.
Why keep PrepToPay after I pass? ⌄
The rate card, gross-up calculator, garnishment calculator, deposit schedule lookup, and compliance calendar are genuinely useful in day-to-day payroll work. Most users find themselves reaching for it after the exam too.